Cursor vs Windsurf: pricing and usage limits (Oct 2026)

Cursor starts at $8/mo, Windsurf at $20/mo. Both have a free plan. Every plan from both vendors, the limits each one actually publishes, and what changed recently, with a source on every line.

AI codingChecked Sources on every line

The short answer

Verdict from the data
Cheaper to start
Cursor. Cursor Plus is $8/mo; the cheapest Windsurf plan, Windsurf Pro, is $20/mo ($12 more).
Free plan
Both have one. What each includes is quoted under Free plans below.
Top of the ladder
Cursor Ultra at $200/mo vs Windsurf Max at $200/mo.
Paying yearly
Cursor takes up to 17% off (Plus); Windsurf shows no yearly discount on the plans we track.
Hard numbers
Neither vendor publishes exact allowances, so the limits below are quoted, not counted.
Latest move
Cursor, 12 Oct 2026: Cursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool.

Pick Cursor if you want the lowest monthly bill. Beyond price and free access, the deciding factor is which models and features you need; we track the money, not the model quality.

Head to head

FactCursorWindsurf
Free planFree tierFree tier
Cheapest planPlus · $8/moPro · $20/mo
Top planUltra · $200/moMax · $200/mo
Plans tracked53
Yearly discountup to 17%None shown
Allowance periodsWeeklyNot stated
Latest changeplan restructure billing model
Last checked

Closest price match: Cursor Ultra vs Windsurf Max

Ultra

$200/mo
Annual: $2,000/yr
Limits 50x Plus weekly usage; earliest access to new products/models.Source: cursor.com · checked 2026-10-16

Max

$200/mo
Limits 'Significantly higher quotas' than Pro. Not quantified.Source: devin.ai · checked 2026-10-17

Every plan side by side

ToolPlanPriceLimits as stated & source
CursorPlus$8/mo
Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published.
Source: cursor.com · checked 2026-10-16
CursorPremium$30/mo
4x Plus weekly usage. Third-party models at API list price from prepaid credit. Adds Cloud Agents, Bugbot, Origin hosting.
Source: cursor.com · checked 2026-10-16
CursorSuper$100/mo
15x Plus weekly usage; priority model access at peak times.
Source: cursor.com · checked 2026-10-16
CursorUltra$200/mo
50x Plus weekly usage; earliest access to new products/models.
Source: cursor.com · checked 2026-10-16
CursorTeams$30/mo
Each seat matches the weekly usage of the matching individual tier; third-party models at API list price + $0.25/M token Cursor Token Rate.
Source: cursor.com · checked 2026-10-16
WindsurfPro$20/mo
'Increased quotas' incl. frontier models (OpenAI, Claude, Gemini, SpaceXAI); free SWE-2 (free in Devin Desktop and CLI through Oct 16, 2026); Devin Cloud access; extra usage at API pricing. Quota size not published.
Source: devin.ai · checked 2026-10-17
WindsurfMax$200/mo
'Significantly higher quotas' than Pro. Not quantified.
Source: devin.ai · checked 2026-10-17
WindsurfTeams$80/mo
Up to 200 users; each full user gets their own quota. Up to 10 concurrent sessions.
Source: devin.ai · checked 2026-10-17

Free plans

ToolFree?What you get for $0 & source
CursorFree tier
Free plan $0/month: 'Limited agent requests', 'Limited Chat requests'. No third-party models (Claude/GPT/Gemini) on Free. Exact request counts not published.
Source: cursor.com · checked 2026-10-16
WindsurfFree tier
Free $0: 'Light quota to code with agents', limited model availability, unlimited inline edits and Tab completions. Quota size not published.
Source: devin.ai · checked 2026-10-17

Recent price and limit changes

  1. plan restructure
    Cursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool

    New customers now buy Cursor as part of The X Subscription (Grok + Cursor + X). Usage moves from two monthly pools to one weekly pool shared with Grok; third-party models (Claude, GPT, Gemini) are no longer included and bill at API list price on Premium and above. Legacy Pro ($20), Pro+ ($60), Ultra ($200) continue for existing subscribers.

  2. billing model
    Windsurf drops credits for daily/weekly quotas; adds $200 Max plan

    Effective March 19, 2026 (announced March 18): Free/Pro/Teams get auto-refreshing daily and weekly quotas instead of credits; Pro $20, Teams $40/seat, new Max $200.

  3. limit change
    Cursor Pro switches from 500 requests/month to $20 of frontier-model usage at API rates

    Cursor later apologized (July 4, 2025) for the unclear rollout and offered refunds for unexpected charges between June 16 and July 4.

Questions people ask

Which is cheaper, Cursor or Windsurf?

Cursor is cheaper to start: Cursor Plus costs $8/mo, against $20/mo for Windsurf Pro. At the top end, Cursor Ultra is $200/mo and Windsurf Max is $200/mo.

Is Cursor or Windsurf free?

Cursor: Yes. Free plan $0/month: 'Limited agent requests', 'Limited Chat requests'. No third-party models (Claude/GPT/Gemini) on Free. Exact request counts not published. Windsurf: Yes. Free $0: 'Light quota to code with agents', limited model availability, unlimited inline edits and Tab completions. Quota size not published.

How do the usage limits compare at the closest price?

Cursor Ultra ($200/mo): 50x Plus weekly usage; earliest access to new products/models. Windsurf Max ($200/mo): 'Significantly higher quotas' than Pro. Not quantified.

Is it cheaper to pay yearly?

Cursor: up to 17% off when billed yearly (Plus: $6.67/mo instead of $8). Windsurf: no yearly discount on the plans we track.

When did Cursor and Windsurf last change their pricing?

12 Oct 2026, Cursor: Cursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool. 19 Mar 2026, Windsurf: Windsurf drops credits for daily/weekly quotas; adds $200 Max plan. 16 Jun 2025, Cursor: Cursor Pro switches from 500 requests/month to $20 of frontier-model usage at API rates.

Free to cite. All data is CC BY 4.0: quote, embed or republish it with a link to AI Plan Tracker. Raw data: tools.json · changes.json. Spotted an error? Every fact links to its source and the date we checked it.