Microsoft 365 Personal
$9.99/mo
Annual: $99.99/yr
Limits 1 person; 1 TB; Copilot in Word, Excel, PowerPoint, Outlook, OneNote with 'higher usage than free' (not quantified).Source: microsoft.com · checked 2026-10-16
Microsoft Copilot pricing, usage limits and free plan (Oct 2026)
Microsoft · 4 paid plans tracked · from $9.99/mo · last checked 2026-10-16
Is Microsoft Copilot free?
Free tier
Microsoft Copilot app is free; paid Microsoft 365 plans give 'higher usage than free' (Personal/Family) or 'extensive usage' (Premium). Free usage limits not published on this page.Source: microsoft.com · checked 2026-10-16
Microsoft Copilot plans, prices and usage limits
Microsoft 365 Family
$12.99/mo
Annual: $129.99/yr
Limits 1-6 people (AI for subscription owner only); up to 6 TB; same Copilot usage as Personal.Source: microsoft.com · checked 2026-10-16
Microsoft 365 Premium
$19.99/mo
Annual: $199.99/yr
Limits 'Extensive usage'; AI agents (research reports, data analysis); advanced Copilot features.Source: microsoft.com · checked 2026-10-16
Microsoft 365 Copilot Business (add-on)
$18/mo billed yearly
from $18/user/month paid yearly (was $21)
Limits Business add-on to existing Microsoft 365 plans.Source: microsoft.com · checked 2026-10-16
How Microsoft Copilot's limits reset
| Plan | Price | Periods the vendor mentions |
|---|---|---|
| Free | $0 | Not stated |
| Microsoft 365 Personal | $9.99/mo | Not stated |
| Microsoft 365 Family | $12.99/mo | Not stated |
| Microsoft 365 Premium | $19.99/mo | Not stated |
| Microsoft 365 Copilot Business (add-on) | $18/mo billed yearly | Not stated |
Microsoft Copilot doesn't state a reset schedule on the pages we track.
Quoted from the sources above. Allowance periods are the time words each vendor uses in its limits ("weekly", "five-hour", "per month").
Flags & uncertainty
Usage limits described only qualitatively.
Microsoft Copilot price and limit history
No price, limit or free-tier change logged for Microsoft Copilot yet. The detector checks its pricing pages daily; get an alert when it moves.
Microsoft Copilot news
No curated Microsoft Copilot updates yet. We read the official Microsoft Copilot blog, changelog and status page and log launches, model releases, pricing and limit changes. See what changed across all AI tools.
Compare Microsoft Copilot
Microsoft Copilot pricing questions
Is Microsoft Copilot free?
Yes. Microsoft Copilot app is free; paid Microsoft 365 plans give 'higher usage than free' (Personal/Family) or 'extensive usage' (Premium). Free usage limits not published on this page.
How much does Microsoft Copilot cost?
Microsoft Copilot has 4 paid plans: Microsoft 365 Personal $9.99/mo; Microsoft 365 Family $12.99/mo; Microsoft 365 Premium $19.99/mo; Microsoft 365 Copilot Business (add-on) from $18/user/month paid yearly (was $21). Cheapest: $9.99/mo. Checked 2026-10-16.
What are Microsoft Copilot's usage limits?
Microsoft 365 Personal: 1 person; 1 TB; Copilot in Word, Excel, PowerPoint, Outlook, OneNote with 'higher usage than free' (not quantified). Microsoft 365 Family: 1-6 people (AI for subscription owner only); up to 6 TB; same Copilot usage as Personal. Microsoft 365 Premium: 'Extensive usage'; AI agents (research reports, data analysis); advanced Copilot features. Microsoft 365 Copilot Business (add-on): Business add-on to existing Microsoft 365 plans. Usage limits described only qualitatively.
Is Microsoft Copilot cheaper if you pay yearly?
Yes, up to 17%: Microsoft 365 Personal is $8.33/mo billed yearly instead of $9.99/mo.
Has Microsoft Copilot's pricing changed recently?
No change is logged for Microsoft Copilot yet. Prices were last checked 2026-10-16.
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